============================= TIME: 2026-05-07 15:33:18 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [accept-encoding] => gzip, br, deflate [accept] => */* [cookie] => PHPSESSID=008e66b9e0eb243e0ef871b053921271 [referer] => https://apitest.fintechwerx.com/zumrails/webhook/ [user-agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; GPTBot/1.3; +https://openai.com/gptbot) [from] => gptbot(at)openai.com [x-openai-host-hash] => 286635732 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-08 14:33:32 HEADERS: Array ( [x-https] => 1 [host] => secureapi.fintechwerx.com [accept-encoding] => gzip, br, deflate [accept] => */* [cookie] => PHPSESSID=618b7c9e7a362dcd995f4f5b8e32f6cf [referer] => https://secureapi.fintechwerx.com/zumrails/webhook/ [user-agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; GPTBot/1.3; +https://openai.com/gptbot) [from] => gptbot(at)openai.com [x-openai-host-hash] => 661696342 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-08 16:47:59 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [accept-encoding] => gzip, br, deflate [accept] => */* [cookie] => PHPSESSID=827baffa625097f4ba020504b95e90f7 [referer] => https://apitest.fintechwerx.com/zumrails/webhook/ [user-agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; GPTBot/1.3; +https://openai.com/gptbot) [from] => gptbot(at)openai.com [x-openai-host-hash] => 286635732 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-12 15:19:01 HEADERS: Array ( [x-https] => 1 [content-length] => 2556 [content-type] => application/json [traceparent] => 00-e8319be32ace104a8bedc0f94dbe4627-431888acae072d93-00 [zumrails-signature] => UTQPrDi11V+ojJ2QbW/0+ruyKl4TzbOh6zsZzA/n9CU= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-05-12T15:19:01.235079Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-18 16:28:52 HEADERS: Array ( [x-https] => 1 [connection] => keep-alive [host] => apitest.fintechwerx.com [user-agent] => meta-externalagent/1.1 (+https://developers.facebook.com/docs/sharing/webmasters/crawler) [accept] => */* ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-18 16:29:52 HEADERS: Array ( [x-https] => 1 [connection] => keep-alive [host] => secureapi.fintechwerx.com [user-agent] => meta-externalagent/1.1 (+https://developers.facebook.com/docs/sharing/webmasters/crawler) [accept] => */* ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-23 01:38:05 HEADERS: Array ( [x-https] => 1 [host] => secureapi.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-23 20:26:12 HEADERS: Array ( [x-https] => 1 [accept-encoding] => gzip, deflate, br [user-agent] => Mozilla/5.0 (Linux; Android 6.0.1; Nexus 5X Build/MMB29P) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/148.0.7778.96 Mobile Safari/537.36 (compatible; GoogleOther) [from] => googlebot(at)googlebot.com [accept] => text/html,application/xhtml+xml,application/xml;q=0.9,*/*;q=0.8 [connection] => keep-alive [host] => apitest.fintechwerx.com ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-24 08:04:52 HEADERS: Array ( [x-https] => 1 [accept-encoding] => gzip, deflate, br [user-agent] => Mozilla/5.0 (Linux; Android 6.0.1; Nexus 5X Build/MMB29P) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/148.0.7778.96 Mobile Safari/537.36 (compatible; Googlebot/2.1; +http://www.google.com/bot.html) [from] => googlebot(at)googlebot.com [accept] => text/html,application/xhtml+xml,application/signed-exchange;v=b3,application/xml;q=0.9,*/*;q=0.8 [connection] => keep-alive [amp-cache-transform] => google;v="1..8" [host] => apitest.fintechwerx.com ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-24 16:55:35 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-24 16:55:41 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-30 08:03:03 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-05-30 15:41:53 HEADERS: Array ( [x-https] => 1 [host] => secureapi.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-06-01 12:53:12 HEADERS: Array ( [x-https] => 1 [content-length] => 2447 [content-type] => application/json [traceparent] => 00-22d8d273f33aa7a0b839ffb917be5de7-d88760247b7a3880-00 [zumrails-signature] => ZnGS9Or89JDuusl9RlGUaO1lwd/drVdkitWBSJVk2fI= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T12:53:12.377029Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"8050d2a5-22e3-410d-8087-8325650a5e22","CreatedAt":"2026-06-01T12:55:19.120702Z","Memo":"no","Comment":"","Amount":33,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"d7dc93cf-3247-45de-a0bc-d7e64d5a07e6","CreatedAt":"2026-06-01T12:55:19.353702Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $33.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (8050d2a5-22e3-410d-8087-8325650a5e22) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 12:57:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2338 [content-type] => application/json [zumrails-signature] => vZ15DGrUpClGj6/UTtRa0wyBsi9xTmQzrte0WJOuBbs= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T12:57:05.576323Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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support@fintechwerx.com with amount: $5.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T18:41:08.372018Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (54ad6e65-130b-43a8-8d37-7a524b4f6011) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"transfer_completed","error":"SMTP AUTH failed: "} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 19:03:34 HEADERS: Array ( [x-https] => 1 [content-length] => 2434 [content-type] => application/json [traceparent] => 00-baaf12a0ec45a5f1a306804645733045-0d67f2539cda5d78-00 [zumrails-signature] => OtvJdYnMWtzDKN+AZTij47MhiN5qOZhqZQyLld+1VLU= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T19:03:34.645911Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:18:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2342 [content-type] => application/json [zumrails-signature] => 7jx8XrQKk9MOK+xasc4Odk38vTXbZwTOkyHUWLakFsY= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:18:03.646598Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:18:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2550 [content-type] => application/json [zumrails-signature] => M19n+2d5WSNQEwEJeHRWUXZkKpln5Ks+bn0O3byadiQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:18:04.175696Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:20:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2344 [content-type] => application/json [zumrails-signature] => zr65+hYQIGbXIwc5AJHW6nTGc57F8NnRlA/WywqA6t4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:20:04.282171Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:20:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2552 [content-type] => application/json [zumrails-signature] => TFVTZIMWgJ5a/SQRY6fMF0ycY2ZPtkCKFCFlwaxZrGk= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:20:04.762514Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:20:04 HEADERS: Array ( [x-https] => 1 [content-length] => 4588 [content-type] => application/json [zumrails-signature] => nRbOcRV2U6ckErEwx1dRFudRuf5uyOf8GYbeLEeyvhY= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T21:20:04.61097Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:20:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4589 [content-type] => application/json [zumrails-signature] => r4eTOcmkJsD+xTwH4REgaIJHlIpv3wV4aPZ7AzCdKF4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T21:20:05.012647Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:28:50 HEADERS: Array ( [x-https] => 1 [content-length] => 2454 [content-type] => application/json [traceparent] => 00-81096a646c48beae10af94f47533fd72-ce0a655d7e9bb770-00 [zumrails-signature] => nX8jKl7pQZM1/9Q3SOrf2mn8/teKnhRboFxwdkr4RzM= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T21:28:49.259478Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"83f4162d-8b46-4eed-9f4a-c0cf8329ddf1","CreatedAt":"2026-06-01T21:28:49.014311Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"5d89f711-128c-4c3b-a7eb-fd9068e9cf71","CreatedAt":"2026-06-01T21:28:49.245637Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $3.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (83f4162d-8b46-4eed-9f4a-c0cf8329ddf1) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error. Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:30:09 HEADERS: Array ( [x-https] => 1 [content-length] => 2342 [content-type] => application/json [zumrails-signature] => vhsOcKF0a6uFg8WlX2HYw3sY+PXWM+YzSS2f3LOpz1I= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:30:08.772301Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:32:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2343 [content-type] => application/json [zumrails-signature] => hjnUBm6r+o8ptGUmp9B8Ol6Hby/ri8KYx4lsExBCxWs= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:32:05.312749Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"83f4162d-8b46-4eed-9f4a-c0cf8329ddf1","CreatedAt":"2026-06-01T21:28:49.014311Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"ceadb351-0cf6-4a88-98fa-b39721a03bf2","CreatedAt":"2026-06-01T21:32:05.30984Z","Event":"EFTFileUploaded","EventDescription":"EFT file for credit transaction uploaded to Financial Institution"},{"Id":"e5ca15e8-6762-4eed-8dec-eff4819cbd84","CreatedAt":"2026-06-01T21:32:05.306383Z","Event":"EFTFileCreated","EventDescription":"Transaction for credit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (83f4162d-8b46-4eed-9f4a-c0cf8329ddf1) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error. Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:32:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4588 [content-type] => application/json [zumrails-signature] => hrm69dqMpg8JEvVwrifYUP6XANO7sxh59AP70ujKKD4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-01T21:32:05.579681Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Command: (Auth data hidden) | Expected: 235 | Got: 535 Incorrect authentication data"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:53:08 HEADERS: Array ( [x-https] => 1 [content-length] => 2455 [content-type] => application/json [traceparent] => 00-0920e6458af266991056a634eac90e1a-cd3a63f378440519-00 [zumrails-signature] => WxofVcNuAW4ZqMm9KW9POO/w6OtcNsYc/ELwxJjmgHM= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-01T21:53:08.265256Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"9efd043e-b74a-4635-b78f-b16b41276abf","CreatedAt":"2026-06-01T21:53:08.016347Z","Memo":"","Comment":"","Amount":32,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"fa973fd9-8873-4957-800a-a6cd652b1e7e","CreatedAt":"2026-06-01T21:53:08.25077Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $32.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9efd043e-b74a-4635-b78f-b16b41276abf) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error: SMTP Error: Could not authenticate."} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:55:08 HEADERS: Array ( [x-https] => 1 [content-length] => 2343 [content-type] => application/json [zumrails-signature] => B+anBsAM+GiC1Q8ZCDYTxj9/faV+d2MzNWOX2ZzRU6g= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:55:07.431531Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"9efd043e-b74a-4635-b78f-b16b41276abf","CreatedAt":"2026-06-01T21:53:08.016347Z","Memo":"","Comment":"","Amount":32,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"aa5ac7fd-8758-4f8b-b764-2f702838875c","CreatedAt":"2026-06-01T21:55:07.410232Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"274ee746-6487-482c-8119-3a53fa421c83","CreatedAt":"2026-06-01T21:55:07.393235Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9efd043e-b74a-4635-b78f-b16b41276abf) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"payment_in_progress","error":"SMTP Error: SMTP Error: Could not authenticate."} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-01 21:57:08 HEADERS: Array ( [x-https] => 1 [content-length] => 2345 [content-type] => application/json [zumrails-signature] => soF3wMXSqz7gwAL6mq8xfowbuOCK6zL9JT8BbB87098= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-01T21:57:08.369377Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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hasnain.ahmad@milestoneapps.com with amount: $32.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-01T21:57:08.711604Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (9efd043e-b74a-4635-b78f-b16b41276abf) EFT EMAIL: {"attempted":true,"sent":false,"skipped":"","template":"transfer_completed","error":"SMTP Error: SMTP Error: Could not authenticate."} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 07:48:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2454 [content-type] => application/json [traceparent] => 00-ec36a4e7beb179e00aca6b04f31dafb5-8f4971febd8bdc7b-00 [zumrails-signature] => GGkYwCTVlXPj4vlp7SuImkh9pTpKnDCMrBlahkGf/ig= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-02T07:48:04.204957Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"e91ee0bb-4776-4e8b-93d7-585f24ad6a80","CreatedAt":"2026-06-02T13:53:52.096316Z","Memo":"","Comment":"","Amount":23,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"9009ae78-40ee-4469-a777-38261b3c2970","CreatedAt":"2026-06-02T13:53:52.352788Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $23.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (e91ee0bb-4776-4e8b-93d7-585f24ad6a80) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-02 13:55:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2343 [content-type] => application/json [zumrails-signature] => vCkK6QfLW4BNeb5x6XVPBAiAjI9EPV9PXrcqxzJGLLA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-02T13:55:05.470161Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Amazonbot/0.1; +https://developer.amazon.com/support/amazonbot) ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-06-04 19:53:31 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-06-04 19:53:37 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-06-04 22:10:15 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [accept-encoding] => gzip, br, zstd, deflate [user-agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com) [accept] => */* ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-06-09 06:58:24 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-06-10 12:29:42 HEADERS: Array ( [x-https] => 1 [host] => apitest.fintechwerx.com [user-agent] => Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101 Firefox/47.0 ) PAYLOAD: SIGNATURE: ⚠️ NOT PROVIDED ============================= TIME: 2026-06-10 16:18:29 HEADERS: Array ( [x-https] => 1 [content-length] => 2454 [content-type] => application/json [traceparent] => 00-e926ef5f7d0ee66a655464d1f14df2e3-c139d77d4aec4d5e-00 [zumrails-signature] => enpgdk5tB9oxrhZ8tXCRkDofg8zb/g+ReTWzQT1eG/w= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-10T16:18:29.580424Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"6209901d-15eb-4009-bd89-43cb616e545f","CreatedAt":"2026-06-10T16:18:29.347984Z","Memo":"","Comment":"","Amount":1,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"25f22f2f-f041-4cca-b40e-457182fdf6a9","CreatedAt":"2026-06-10T16:18:29.564802Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $1.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (6209901d-15eb-4009-bd89-43cb616e545f) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-10 16:20:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2342 [content-type] => application/json [zumrails-signature] => EGB8A4DfJwL6kKR6tIAaNPobgCB9gGYcCYf4+4Psz84= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-10T16:20:05.825391Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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hasnain.ahmad@milestoneapps.com with amount: $1.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-10T16:22:07.55437Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (6209901d-15eb-4009-bd89-43cb616e545f) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-10 17:24:10 HEADERS: Array ( [x-https] => 1 [content-length] => 2453 [content-type] => application/json [traceparent] => 00-21bc07620a40d4485131f19f64f19680-bc1f9410832f9afb-00 [zumrails-signature] => Gi4Sy7WlRW9ktPmo3rXE+fnv3KmKFgr/LD8UIxBQVCI= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-10T17:24:10.62745Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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SMTP server error: DATA command failed Detail: Too many emails per second. Please upgrade your plan https:\/\/mailtrap.io\/billing\/plans\/testing\r\n SMTP code: 550 Additional SMTP info: 5.7.0"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-16 18:39:15 HEADERS: Array ( [x-https] => 1 [content-length] => 2441 [content-type] => application/json [traceparent] => 00-f81b19146041d32eac32edd4bce8faee-c72e8c46e8b6d655-00 [zumrails-signature] => 0GomLOfcnDFlO2RDUKFqNkTTZdXC/7fLYy4rOISTtBY= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-16T18:39:15.390855Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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SMTP server error: DATA command failed Detail: Too many emails per second. Please upgrade your plan https:\/\/mailtrap.io\/billing\/plans\/testing\r\n SMTP code: 550 Additional SMTP info: 5.7.0"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-16 18:40:08 HEADERS: Array ( [x-https] => 1 [content-length] => 4574 [content-type] => application/json [zumrails-signature] => gdYUimUj8tS9GGzpmMxMIdAetETdrZUMjY71lGvEkDU= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-16T18:40:08.573944Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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SMTP server error: DATA command failed Detail: Too many emails per second. Please upgrade your plan https:\/\/mailtrap.io\/billing\/plans\/testing\r\n SMTP code: 550 Additional SMTP info: 5.7.0"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-16 18:40:08 HEADERS: Array ( [x-https] => 1 [content-length] => 2335 [content-type] => application/json [zumrails-signature] => 93WzFIS8QknJ18RhM8s5PAJ52pMF/k3ETMXIkY65Zdk= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-16T18:40:08.050756Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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SMTP server error: DATA command failed Detail: Too many emails per second. Please upgrade your plan https:\/\/mailtrap.io\/billing\/plans\/testing\r\n SMTP code: 550 Additional SMTP info: 5.7.0"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-16 18:41:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2333 [content-type] => application/json [zumrails-signature] => ONdGpDR8WmaPu5AMzSJKEU4MNVEFQVzt+vKxLfVCJZ8= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-16T18:41:03.972551Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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SMTP server error: DATA command failed Detail: Too many emails per second. Please upgrade your plan https:\/\/mailtrap.io\/billing\/plans\/testing\r\n SMTP code: 550 Additional SMTP info: 5.7.0"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-16 18:43:02 HEADERS: Array ( [x-https] => 1 [content-length] => 4574 [content-type] => application/json [zumrails-signature] => G0iX4r45pwxZ6/KZIabf9Esy92eZa8piLa8JZPNpeJM= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-16T18:43:02.302906Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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SMTP server error: DATA command failed Detail: Too many emails per second. Please upgrade your plan https:\/\/mailtrap.io\/billing\/plans\/testing\r\n SMTP code: 550 Additional SMTP info: 5.7.0"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-16 18:43:02 HEADERS: Array ( [x-https] => 1 [content-length] => 2335 [content-type] => application/json [zumrails-signature] => 61G4EpbWjFsJ4DY5Efwm42UyUSGUVSX7beN9mwFb6l8= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-16T18:43:01.882975Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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SMTP server error: DATA command failed Detail: Too many emails per second. Please upgrade your plan https:\/\/mailtrap.io\/billing\/plans\/testing\r\n SMTP code: 550 Additional SMTP info: 5.7.0"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-16 20:21:07 HEADERS: Array ( [x-https] => 1 [content-length] => 2441 [content-type] => application/json [traceparent] => 00-d62053ae965e8d04df29b3efbc149467-1a41eb0172e6660f-00 [zumrails-signature] => yYdXB59wq6ETCFO0G8q+hAaCQiCjQmrTQdEoaVNm7Ss= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-16T20:21:07.681141Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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SMTP server error: DATA command failed Detail: Too many emails per second. Please upgrade your plan https:\/\/mailtrap.io\/billing\/plans\/testing\r\n SMTP code: 550 Additional SMTP info: 5.7.0"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-16 20:23:02 HEADERS: Array ( [x-https] => 1 [content-length] => 2334 [content-type] => application/json [zumrails-signature] => g+/WTn6R6dghItfMhVKKhHysxizeeoudc0yBviMGp6I= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-16T20:23:01.900463Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"3b5960ca-fa35-4454-aded-4df4426e09cf","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"be23887e-5b40-48e5-b47d-51c40f6e3bac","CreatedAt":"2026-06-16T20:21:07.449371Z","Memo":"","Comment":"","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"15170b32-2906-4471-a5ab-755fb853c0fb","CreatedAt":"2026-06-16T20:23:01.897904Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"9d14c4b3-72ac-4a45-a4b6-41a0ab4fa24c","CreatedAt":"2026-06-16T20:23:01.893327Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (be23887e-5b40-48e5-b47d-51c40f6e3bac) EFT EMAIL: {"attempted":true,"sent":"already_sent","skipped":"","template":"payment_in_progress","sender_sent":true} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-16 20:25:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2336 [content-type] => application/json [zumrails-signature] => 6YgOl/eVxo5mPZo5au/05d2FEDNqF8xIvpT34sZwzZQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-16T20:25:04.845946Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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SMTP server error: DATA command failed Detail: Too many emails per second. Please upgrade your plan https:\/\/mailtrap.io\/billing\/plans\/testing\r\n SMTP code: 550 Additional SMTP info: 5.7.0"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-16 20:38:55 HEADERS: Array ( [x-https] => 1 [content-length] => 2444 [content-type] => application/json [traceparent] => 00-b797beac73c2928e7606fa459c7549f2-872be33d5116aea0-00 [zumrails-signature] => Flgo2CO8s/GWoyFf7r+xbDT225CQMH32M4iE/NtZ4no= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-16T20:38:54.898559Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"3b5960ca-fa35-4454-aded-4df4426e09cf","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"b2c754a1-0c2a-4873-93fc-8e627289a20d","CreatedAt":"2026-06-16T20:38:54.662639Z","Memo":"","Comment":"","Amount":33,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"3af54d67-a1d9-473d-aa97-d886a553a157","CreatedAt":"2026-06-16T20:38:54.884632Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $33.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (b2c754a1-0c2a-4873-93fc-8e627289a20d) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress","sender_sent":false,"sender_error":"Failed to send to clai@fintechwerx.com after 3 attempts: SMTP Error: SMTP Error: data not accepted. SMTP server error: DATA command failed Detail: Too many emails per second. Please upgrade your plan https:\/\/mailtrap.io\/billing\/plans\/testing\r\n SMTP code: 550 Additional SMTP info: 5.7.0"} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-16 20:40:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2335 [content-type] => application/json [zumrails-signature] => SEXL1RbTFOWL35ZVU8bLM1u/PQVFKmhODFL4KHKNPtc= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-16T20:40:05.429455Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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support@fintechwerx.com with amount: $10.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - support@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-19T16:18:07.272135Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (341fafaa-7f0f-4eee-ac75-66dd7f2ed84b) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed","sender_sent":false} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK ============================= TIME: 2026-06-19 16:20:55 HEADERS: Array ( [x-https] => 1 [content-length] => 2431 [content-type] => application/json [traceparent] => 00-15a6457ad7e76be022785ad3e3b708cb-2f08854f52b3d991-00 [zumrails-signature] => VdtwnU5nGoUks7s126uHPJqww7NmpHOvCz/V2UbyEXs= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-19T16:20:55.39931Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 07:09:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2345 [content-type] => application/json [zumrails-signature] => krCf64HP+U4+aZb8dTxgZe54Kpr5yyQ8ndm2b31IE8Q= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-24T07:09:05.527293Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 07:09:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4593 [content-type] => application/json [zumrails-signature] => KTwebstlh6Kc5e3HYuZr1pjy5XaKpo+CoqQmy5Gvtfo= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-24T07:09:05.775718Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 07:12:48 HEADERS: Array ( [x-https] => 1 [content-length] => 2454 [content-type] => application/json [traceparent] => 00-269b301549f5e9c7e2fac19504d7f221-2ea8d30080f0fc6c-00 [zumrails-signature] => nZc3Xqp/Th36qnsX66ltr0VZwk7SdhZZ7ZKvrwXwnWQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-24T07:12:47.975887Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 07:13:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2320 [content-type] => application/json [zumrails-signature] => 7nWuc2WEKBxmheFKjUAOuJkwdQpbEpmuHIwZ4GMWo1k= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-24T07:13:03.497526Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 07:13:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4554 [content-type] => application/json [zumrails-signature] => me3H0XwN4dKwUtp7D2UnT2kO7BfugMZakhsurzDmq+U= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-24T07:13:04.707278Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 07:14:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2342 [content-type] => application/json [zumrails-signature] => UxanFHjozRsGdApjpgnj5R9daN7KgdezTVNzgjRGk+s= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-24T07:14:02.370264Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 07:15:56 HEADERS: Array ( [x-https] => 1 [content-length] => 2454 [content-type] => application/json [traceparent] => 00-e336f0a5ae5f7d16f7b0506334eddef1-22afa48cb2bc6615-00 [zumrails-signature] => gPaQl1DHR/1L15tNM5ft50jWKugMl70ZkA36nEbSY2g= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-24T07:15:56.486701Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 07:16:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4587 [content-type] => application/json [zumrails-signature] => kyCD03OJVMYTdeBThgpjH9s2AyM9MptCyIX1r1Z4KR8= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-24T07:16:05.485948Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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hasnain.ahmad@milestoneapps.com with amount: $5.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":"2026-06-24T07:16:05.383866Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (c6e47c29-5691-4915-a767-8a0772b37a3d) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed","sender_sent":false} FORWARDING: Result Code 200 | Destination: https://payments.fintechwerx.com/order/api_webhooks/zumrails/postback.php FORWARDING RESPONSE: OK ============================= TIME: 2026-06-24 07:17:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2342 [content-type] => application/json [zumrails-signature] => sCTJdiiaiJFBL+LRTisPv6mtV+C4EI1kq7w5bVLFYZQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-24T07:17:05.575584Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 07:19:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2343 [content-type] => application/json [zumrails-signature] => 1/cs535n1ifod4uEztrPUdVF+Bpo0Vx/taaEx6UISaw= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-24T07:19:02.99204Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 07:19:03 HEADERS: Array ( [x-https] => 1 [content-length] => 4589 [content-type] => application/json [zumrails-signature] => h7z2Yy8QDC1sMsoTs394v61CsD6HBG8r6LyZ3XRtJxY= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-24T07:19:03.282057Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 13:31:41 HEADERS: Array ( [x-https] => 1 [content-length] => 2418 [content-type] => application/json [traceparent] => 00-a05fb405f56f6ccfb46ee3126420a821-b6c5ef2b159298bf-00 [zumrails-signature] => qW7kcOFeET06OrihZDni/C5Nu5o7Uw1zhV5c9ADA3Kw= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-24T13:31:41.872868Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 13:32:04 HEADERS: Array ( [x-https] => 1 [content-length] => 4551 [content-type] => application/json [zumrails-signature] => 3x2iWjqiCd3vscQLANrSHsHWr/cOdOJdfWbpr5xGPNA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-24T13:32:04.492805Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 13:35:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2320 [content-type] => application/json [zumrails-signature] => MtI9pdSpnbvV38KiPovYPXg3FXRbfVJF4h/T9MMICRU= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-24T13:35:04.089797Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 13:35:06 HEADERS: Array ( [x-https] => 1 [content-length] => 4554 [content-type] => application/json [zumrails-signature] => j+VqnbzBm0Z035JPz7788PuNta2NssTXghiLyCqu1fY= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-24T13:35:05.781722Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 13:54:02 HEADERS: Array ( [x-https] => 1 [content-length] => 2415 [content-type] => application/json [traceparent] => 00-1ecfe583d43b734ade2bdca19091cabc-22e6b52702a6b803-00 [zumrails-signature] => PwbXzuaWW/NngovADJqRhQcEt7FKC7MPcypM+5LResw= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-24T13:54:02.47104Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 13:54:06 HEADERS: Array ( [x-https] => 1 [content-length] => 4588 [content-type] => application/json [zumrails-signature] => TZqV4EbwlMi0I8Pxtw+Yk6uUD066L99J+PTbuXz3R8c= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-24T13:54:06.582278Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 13:57:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2319 [content-type] => application/json [zumrails-signature] => q6dw/D/umPcilEyuxcp7ihin6Sh3Ic4tpESzk3fBn3M= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-24T13:57:03.821498Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 13:57:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4547 [content-type] => application/json [zumrails-signature] => Q3wGZswPWPrx0u+KkJuVv2OKXDQHOLeSf01cTLxfL9s= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-24T13:57:05.2977Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Clai@fintechwerx.com with amount: $5.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Claudio lai - Clai@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-24T13:57:05.28243Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (1f7a9e55-e43a-43ce-93e7-9275b3724a4b) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed","sender_sent":false} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK FORWARDING: Result Code 200 | Destination: https://payments.fintechwerx.com/order/api_webhooks/zumrails/postback.php FORWARDING RESPONSE: OK ============================= TIME: 2026-06-24 16:27:52 HEADERS: Array ( [x-https] => 1 [content-length] => 457 [zumrails-signature] => omWUOLHaBOtBRZy9VjeHjXqosXgzlnaWJlYKk68naa0= [content-type] => application/json [accept] => */* [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Failed","Data":{"Id":"test_6a3c0588ede7e8.08020773","Amount":3,"Currency":"CAD","FailedTransactionEvent":"Forced failure for testing","TransactionStatus":"Failed","User":{"Email":"hasnain.ahmad@milestoneapps.com","FirstName":"Hasnain Ahmad","LastName":""},"Customer":{"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"FundingSourceName":"Bank: Z\u016bm Rails Testing Bank","BankAccount":"1234"},"Date":"June 24, 2026"}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Failed DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (test_6a3c0588ede7e8.08020773) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_failed","sender_sent":false} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK FORWARDING: Result Code 200 | Destination: https://payments.fintechwerx.com/order/api_webhooks/zumrails/postback.php FORWARDING RESPONSE: Site Name not supplied .. Process terminated ============================= TIME: 2026-06-24 16:43:55 HEADERS: Array ( [x-https] => 1 [content-length] => 457 [zumrails-signature] => PbI9m2X9pQB2/yaYdAie9k720D2OP6HB8yGSRu01xXs= [content-type] => application/json [accept] => */* [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Failed","Data":{"Id":"test_6a3c094b5d6c71.15389967","Amount":4,"Currency":"CAD","FailedTransactionEvent":"Forced failure for testing","TransactionStatus":"Failed","User":{"Email":"hasnain.ahmad@milestoneapps.com","FirstName":"Hasnain Ahmad","LastName":""},"Customer":{"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"FundingSourceName":"Bank: Z\u016bm Rails Testing Bank","BankAccount":"1234"},"Date":"June 24, 2026"}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Failed DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (test_6a3c094b5d6c71.15389967) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_failed","sender_sent":false} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK FORWARDING: Result Code 200 | Destination: https://payments.fintechwerx.com/order/api_webhooks/zumrails/postback.php FORWARDING RESPONSE: Site Name not supplied .. Process terminated ============================= TIME: 2026-06-24 16:55:21 HEADERS: Array ( [x-https] => 1 [content-length] => 2495 [content-type] => application/json [traceparent] => 00-4187a1c818779c37348d675096de91fc-d7960eca7df5b40a-00 [zumrails-signature] => RG4J3uDgaRG9UZ79zZT3ZQVUMuLhF1saVuW+VRRXyug= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-24T16:55:21.332872Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 16:57:05 HEADERS: Array ( [x-https] => 1 [content-length] => 3383 [content-type] => application/json [zumrails-signature] => K1pHDLOtfji5jbbgCXkcMtYW+69GeHnbUPUUjumQ7Jc= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Failed","EventGeneratedAt":"2026-06-24T16:57:05.000426Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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This bank account is not accepted for transactions"},{"Id":"1b0c1da5-dfe6-4262-bbba-f2a0ee3e6e26","CreatedAt":"2026-06-24T16:57:04.80396Z","Event":"EFTAnswerReceived","EventDescription":"EFT answer was received for debit transaction from financial institution"},{"Id":"24607d08-9c7f-4ec3-b05d-106b93f36f14","CreatedAt":"2026-06-24T16:57:04.697782Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"013c66d1-f257-4730-96d1-a7f1b67f803f","CreatedAt":"2026-06-24T16:57:04.686838Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"},{"Id":"af75358b-da6a-4ad0-8bfc-874e947799a1","CreatedAt":"2026-06-24T16:55:21.319009Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $6.00"}],"TransactionStatus":"Failed","FailedTransactionEvent":"AchFailedTransactionNotAllowed","From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":"2026-06-24T16:57:04.985306Z","CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Failed DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (f6129baa-5097-49e3-8d2c-711135de2a9a) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_failed","sender_sent":false} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK FORWARDING: Result Code 200 | Destination: https://payments.fintechwerx.com/order/api_webhooks/zumrails/postback.php FORWARDING RESPONSE: OK ============================= TIME: 2026-06-24 16:58:48 HEADERS: Array ( [x-https] => 1 [content-length] => 2472 [content-type] => application/json [traceparent] => 00-25bb0e638aa230d259b1a6e465cc0d7d-3d45e28692233c2c-00 [zumrails-signature] => bcAftEw4jCImILnHy1Nt8ajyHzrai4BnrViJeOOSLoY= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-06-24T16:58:48.467535Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"3b5960ca-fa35-4454-aded-4df4426e09cf","FirstName":"Talha","LastName":"Saeed","CompanyName":null,"Email":"talha.saeed@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"b7d0ad23-89c7-410f-b1d5-ed2b6338e339","CreatedAt":"2026-06-24T16:58:48.091416Z","Memo":"Test Failed","Comment":"AchFailedGeneralError","Amount":1,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"5927bc2a-2171-4d83-a57e-1ae705c200f7","CreatedAt":"2026-06-24T16:58:48.4505Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Talha Saeed - talha.saeed@milestoneapps.com with amount: $1.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Talha Saeed - talha.saeed@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (b7d0ad23-89c7-410f-b1d5-ed2b6338e339) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress","sender_sent":false} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK FORWARDING: Result Code 200 | Destination: https://payments.fintechwerx.com/order/api_webhooks/zumrails/postback.php FORWARDING RESPONSE: OK ============================= TIME: 2026-06-24 17:00:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2366 [content-type] => application/json [zumrails-signature] => HASzU8Re21GJmTMIQ4cam8+cmxnVMoYicdUY3pP0OtI= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-24T17:00:05.681774Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 17:00:06 HEADERS: Array ( [x-https] => 1 [content-length] => 3327 [content-type] => application/json [zumrails-signature] => xBJs2DfYaPTeDj0I0VJbatc6ZiZIwbpIHaCicMlVm3Y= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Failed","EventGeneratedAt":"2026-06-24T17:00:06.085855Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":{"Institution":"Zūm Rails Testing Bank","InstitutionNumber":"900","TransitNumber":"10000","Number":null,"Id":"86dbfeb3-6ddb-47c9-8504-14e01f0364b2","AccountNumber":"41913681"},"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"91d2816e-a9c0-4aef-952d-f7ec34e93aa5","CreatedAt":"2026-06-24T17:12:23.146814Z","Memo":"Test Failed","Comment":"EftFailedInsufficientFunds","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"e5a21512-ed8e-4a5c-9e5c-bf8f488167ee","CreatedAt":"2026-06-24T17:12:23.371528Z","Event":"Started","EventDescription":"Transaction with type AccountsPayable started, from Funding Source (Zūm Rails Testing Bank-10000-41913681) to Hasnain Ahmad - hasnain.ahmad@milestoneapps.com with amount: $3.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (91d2816e-a9c0-4aef-952d-f7ec34e93aa5) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"payment_in_progress","sender_sent":false} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK FORWARDING: Result Code 200 | Destination: https://payments.fintechwerx.com/order/api_webhooks/zumrails/postback.php FORWARDING RESPONSE: OK ============================= TIME: 2026-06-24 17:14:07 HEADERS: Array ( [x-https] => 1 [content-length] => 2379 [content-type] => application/json [zumrails-signature] => 485R3xhQzlHdI9q8Xb/8ZN5UpPKturtt4UxURepPhf8= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-24T17:14:06.820486Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"753a9952-90eb-40c3-8fff-949670f699b4","FirstName":"Hasnain","LastName":"Ahmad","CompanyName":null,"Email":"hasnain.ahmad@milestoneapps.com","ClientUserId":"*","ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"91d2816e-a9c0-4aef-952d-f7ec34e93aa5","CreatedAt":"2026-06-24T17:12:23.146814Z","Memo":"Test Failed","Comment":"EftFailedInsufficientFunds","Amount":3,"Wallet":null,"ZumRailsType":"AccountsPayable","TransactionMethod":"Eft","TransactionHistory":[{"Id":"08d9b5ea-7e99-49d7-9e1e-f6e5a4fce77b","CreatedAt":"2026-06-24T17:14:06.816958Z","Event":"EFTFileUploaded","EventDescription":"EFT file for debit transaction uploaded to Financial Institution"},{"Id":"a36d1ff7-354b-42db-be64-5c91620f9d34","CreatedAt":"2026-06-24T17:14:06.812939Z","Event":"EFTFileCreated","EventDescription":"Transaction for debit transaction was added to an EFT File"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"Funding Source (--)","To":"Hasnain Ahmad - hasnain.ahmad@milestoneapps.com","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: EFTFileUploaded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (91d2816e-a9c0-4aef-952d-f7ec34e93aa5) EFT EMAIL: {"attempted":true,"sent":"already_sent","skipped":"","template":"payment_in_progress","sender_sent":false} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK FORWARDING: Result Code 200 | Destination: https://payments.fintechwerx.com/order/api_webhooks/zumrails/postback.php FORWARDING RESPONSE: Site Name not supplied .. Process terminated ============================= TIME: 2026-06-24 17:14:07 HEADERS: Array ( [x-https] => 1 [content-length] => 3426 [content-type] => application/json [zumrails-signature] => 99/2CwAXHAHuI7aP/0tef22XlloSIwyCilCv1/5zq2I= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EftFailedInsufficientFunds","EventGeneratedAt":"2026-06-24T17:14:06.892642Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 17:42:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2586 [content-type] => application/json [zumrails-signature] => 3BjtgmdQXjxesUiVRfpbfFAD7hhnDOIxEoO4oO/cmPo= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-24T17:42:06.681769Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-24 17:44:06 HEADERS: Array ( [x-https] => 1 [content-length] => 4580 [content-type] => application/json [zumrails-signature] => BY997TfusWcqRtfFpx3W/AzKZC7wNSIn3cQkAzMAPrw= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-24T17:44:06.33741Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-25 04:17:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2320 [content-type] => application/json [zumrails-signature] => zrbYbcEeX4jGF4QlXh/o2xJwYxp9PLhfb0sKJr2opmk= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-25T04:17:03.588914Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-25 04:17:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4553 [content-type] => application/json [zumrails-signature] => lz3/KEuZQAsO3WXhmOQUZNOvQ+1vfdjYzgvhRjxQ7wA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-25T04:17:05.581823Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-25 04:41:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2319 [content-type] => application/json [zumrails-signature] => xk0asiSz9YXqeJvlMi1TRwzKzvd8P27Szpm5BYOIerE= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-25T04:41:04.495167Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-25 04:41:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4550 [content-type] => application/json [zumrails-signature] => QzVe0KIK/U7VPbbMqpscTF3fAFBEoL8H0rj4hJ8qbIk= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-25T04:41:04.986055Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-25 04:49:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2318 [content-type] => application/json [zumrails-signature] => 4/ENK1olsDg38Zh+Ix2uuFT2WetBMi1h04RF1FmA9Y0= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-25T04:49:04.884323Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-25 04:49:05 HEADERS: Array ( [x-https] => 1 [content-length] => 4547 [content-type] => application/json [zumrails-signature] => am2yiZL9XTbXHsQKu5GMO8o0KDLkYmZkYB1mGbJF2+c= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-25T04:49:05.388966Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-25 05:52:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2318 [content-type] => application/json [zumrails-signature] => c8xIAB94fjl722r45Cf3yOpkSh2bQgC1b+xcFu5ZAGE= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-25T05:52:06.381618Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-25 05:52:06 HEADERS: Array ( [x-https] => 1 [content-length] => 4549 [content-type] => application/json [zumrails-signature] => AuucXGumq+lLOyaxmtQGax+DPvoTXbpbaJUOtz0jmjY= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-25T05:52:06.702428Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-25 11:31:02 HEADERS: Array ( [x-https] => 1 [content-length] => 2317 [content-type] => application/json [zumrails-signature] => sZExqjUwlCNnqMqZL4L+fV+myM1nmbN3hTo8pP0hLV4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"EFTFileUploaded","EventGeneratedAt":"2026-06-25T11:31:02.2157Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-06-25 11:31:02 HEADERS: Array ( [x-https] => 1 [content-length] => 4550 [content-type] => application/json [zumrails-signature] => xfRvnyvqdmoHuKYEdxBcteAAL0pY86ZnjzWSQIb+45E= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-06-25T11:31:02.465368Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Clai@fintechwerx.com with amount: $9.00"}],"TransactionStatus":"Completed","FailedTransactionEvent":null,"From":"Funding Source (Zūm Rails Testing Bank-10000-41913681)","To":"Claudio lai - Clai@fintechwerx.com","ScheduledStartDate":null,"CompletedAt":"2026-06-25T11:31:02.454513Z","FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Succeeded DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (1c97301c-bcd3-4a17-b75a-91388097a271) EFT EMAIL: {"attempted":true,"sent":true,"skipped":"","template":"transfer_completed","sender_sent":false} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK FORWARDING: Result Code 200 | Destination: https://payments.fintechwerx.com/order/api_webhooks/zumrails/postback.php FORWARDING RESPONSE: OK ============================= TIME: 2026-07-01 08:04:26 HEADERS: Array ( [x-https] => 1 [content-length] => 2291 [content-type] => application/json [traceparent] => 00-66d5c23cafffdac3e810bacb75ca0322-781a68aa9943cbb1-00 [zumrails-signature] => 0zvn8agEr+MtS1dvO6OfmSnbp9s3KZ6jsEnRhKret+I= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-07-01T08:04:26.104689Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"877ef612-3528-49e7-b07f-c6dac8b26866","FirstName":"claudio","LastName":"lai","CompanyName":null,"Email":"programmer_heart@yahoo.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"3d8e3a6a-f29d-48c6-84df-789ee22ec758","CreatedAt":"2026-07-01T08:04:25.846519Z","Memo":"111","Comment":"site_id:6072|order_id:111|woocommerce:1","Amount":11,"Wallet":{"Id":"6d3212f7-e9fd-4896-bdb3-c330b4cbafae","Type":5,"Currency":0},"ZumRailsType":"AccountsReceivable","TransactionMethod":"Interac","TransactionHistory":[{"Id":"62e8d525-ab15-4c5c-982d-4579c1572f45","CreatedAt":"2026-07-01T08:04:26.084585Z","Event":"Started","EventDescription":"Transaction with type AccountsReceivable started, from claudio lai - programmer_heart@yahoo.com to Zūm Wallet with amount: $11.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"claudio lai - programmer_heart@yahoo.com","To":"Zūm Wallet","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: Started DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (3d8e3a6a-f29d-48c6-84df-789ee22ec758) EFT EMAIL: {"attempted":false,"sent":false,"skipped":"not_eft_or_no_recipient","template":null,"sender_sent":false} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK FORWARDING: Result Code 200 | Destination: https://payments.fintechwerx.com/order/api_webhooks/zumrails/postback.php FORWARDING RESPONSE: Site Name not supplied .. Process terminated ============================= TIME: 2026-07-01 08:05:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2464 [content-type] => application/json [zumrails-signature] => CGIhAGyJPRLX+H68hfYykv318mRxcGhRN367X2RSQ60= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"InteracSent","EventGeneratedAt":"2026-07-01T08:05:03.945066Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. ","PartnerCompanyName":null,"CompanyEmail":"clai@fintechwerx.com"},"FundingSource":null,"RecurrentTransactionId":null,"InteracHasSecurityQuestionAndAnswer":false,"InteracSecurityQuestion":null,"InteracSecurityAnswer":null,"BatchCsvIdCounter":null,"InteracUrl":null,"ClientTransactionId":null,"InteracDebtorInstitutionNumber":null,"InteracDebtorInstitutionName":"","InteracDebtorFullName":null,"IsRefundable":false,"InvoiceId":null,"SubscriptionId":null,"TransactionInReviewActionChosen":null,"InteracReferenceNumber":null,"IsInteracUserCustomer":null,"InteracNotificationChannel":"Email","User":{"Id":"877ef612-3528-49e7-b07f-c6dac8b26866","FirstName":"claudio","LastName":"lai","CompanyName":null,"Email":"programmer_heart@yahoo.com","ClientUserId":null,"ExtraField1":null,"ExtraField2":null,"IsActive":true},"I2CTransactionId":null,"TransactionChargeback":null,"TravelRule":null,"InteracCreditorInstitutionNumber":null,"InteracCreditorFullName":null,"InteracCreditorAccountNumber":null,"Id":"3d8e3a6a-f29d-48c6-84df-789ee22ec758","CreatedAt":"2026-07-01T08:04:25.846519Z","Memo":"111","Comment":"site_id:6072|order_id:111|woocommerce:1","Amount":11,"Wallet":{"Id":"6d3212f7-e9fd-4896-bdb3-c330b4cbafae","Type":5,"Currency":0},"ZumRailsType":"AccountsReceivable","TransactionMethod":"Interac","TransactionHistory":[{"Id":"343d1aed-6b48-4254-b9ea-83858da56236","CreatedAt":"2026-07-01T08:05:03.741917Z","Event":"InteracSent","EventDescription":"Interac sent to Financial Institution"},{"Id":"62e8d525-ab15-4c5c-982d-4579c1572f45","CreatedAt":"2026-07-01T08:04:26.084585Z","Event":"Started","EventDescription":"Transaction with type AccountsReceivable started, from claudio lai - programmer_heart@yahoo.com to Zūm Wallet with amount: $11.00"}],"TransactionStatus":"InProgress","FailedTransactionEvent":null,"From":"claudio lai - programmer_heart@yahoo.com","To":"Zūm Wallet","ScheduledStartDate":null,"CompletedAt":null,"FailedAt":null,"CancelledAt":null,"Currency":"CAD","NachaChangeCode":null,"NocCorrectionInfo":null,"IsoReturnCode":null,"NachaReturnCode":null,"NachaReturnReason":null,"IsoCode":null,"FailureReason":null}} SIGNATURE: ✅ VERIFIED EVENT RECEIVED: InteracSent DB LOG: Event saved to webhook_logs DB ACTION: Transaction Upserted (3d8e3a6a-f29d-48c6-84df-789ee22ec758) EFT EMAIL: {"attempted":false,"sent":false,"skipped":"not_eft_or_no_recipient","template":null,"sender_sent":false} FORWARDING: Result Code 200 | Destination: https://api.saascharge.com/dev/api/webhook/ftw FORWARDING RESPONSE: OK FORWARDING: Result Code 200 | Destination: https://payments.fintechwerx.com/order/api_webhooks/zumrails/postback.php FORWARDING RESPONSE: Site Name not supplied .. Process terminated ============================= TIME: 2026-07-01 08:05:04 HEADERS: Array ( [x-https] => 1 [content-length] => 2667 [content-type] => application/json [zumrails-signature] => FGMm3emGtVjuxoqdNXcK7V1BW8sw1p71AOV5hK16A3Y= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"InteracAcknowledgedDebit","EventGeneratedAt":"2026-07-01T08:05:04.230773Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-07-01 08:08:24 HEADERS: Array ( [x-https] => 1 [content-length] => 2291 [content-type] => application/json [traceparent] => 00-c86f1e200d8392e4f41a55ddf27f55ce-427c24de74787f04-00 [zumrails-signature] => 9sEKsrZIdAlQ2paFzvNHdZoMF0rYJwC+SxxCer1FnpA= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-07-01T08:08:24.280982Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-07-01 08:09:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2463 [content-type] => application/json [zumrails-signature] => prNoom6vuQTExZ7+Z/lmLI9iBoEqf53BI0Z2tcknUbQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"InteracSent","EventGeneratedAt":"2026-07-01T08:09:03.229433Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-07-01 08:09:03 HEADERS: Array ( [x-https] => 1 [content-length] => 2666 [content-type] => application/json [zumrails-signature] => 1zDPegaQG+ls1rY47z0ZsjSpYH7MyAorW7cuPok5In0= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"InteracAcknowledgedDebit","EventGeneratedAt":"2026-07-01T08:09:03.498806Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-07-01 08:10:08 HEADERS: Array ( [x-https] => 1 [content-length] => 2289 [content-type] => application/json [traceparent] => 00-986e5c7c29f8949f69980a0c7000fc79-0c0437bd98ab47d6-00 [zumrails-signature] => pjBSsxImJ6A9HpB00aSZwkTbn80jTCaDmLQd8ToSlI0= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-07-01T08:10:08.007097Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-07-01 08:11:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2462 [content-type] => application/json [zumrails-signature] => dkfKO6BwbhNVYAOpf2i2U/KeLOQilbro4Fpf7lKiXqw= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"InteracSent","EventGeneratedAt":"2026-07-01T08:11:05.776254Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-07-01 08:11:05 HEADERS: Array ( [x-https] => 1 [content-length] => 2665 [content-type] => application/json [zumrails-signature] => zBb3/2dW/P20ngSV7RT0XVbIl5MOGweL057jBBaSC+0= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"InteracAcknowledgedDebit","EventGeneratedAt":"2026-07-01T08:11:05.860699Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-07-01 08:13:46 HEADERS: Array ( [x-https] => 1 [content-length] => 2989 [content-type] => application/json [traceparent] => 00-385672cffb55d38fc9bcdfb248747e73-534a3ff405fefbbf-00 [zumrails-signature] => 8LA8x9tKNac0RaJ68vXOauarnyYlu1fGKPG3aa/SDjI= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Succeeded","EventGeneratedAt":"2026-07-01T08:13:46.2595Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-07-01 08:25:01 HEADERS: Array ( [x-https] => 1 [content-length] => 2291 [content-type] => application/json [traceparent] => 00-e6c09a9eaddde8432976e09b6ec93b7e-1165e968d2ba12a4-00 [zumrails-signature] => 2pSYmxysRqk5wRYpIGukoHTJojuS8OKrM0vWGW+d1Tg= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-07-01T08:25:01.652478Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-07-01 08:25:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2464 [content-type] => application/json [zumrails-signature] => MnWGx55bXkDiopmYB2Rnn3u8rdnX/VS7VjcSZ9zDOpw= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"InteracSent","EventGeneratedAt":"2026-07-01T08:25:06.609543Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-07-01 08:25:06 HEADERS: Array ( [x-https] => 1 [content-length] => 2667 [content-type] => application/json [zumrails-signature] => 5Rk91LvRX8eFgCobrfJFMhpatGlwhEcB9pGCfNB8lSQ= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"InteracAcknowledgedDebit","EventGeneratedAt":"2026-07-01T08:25:06.718656Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-07-01 08:46:23 HEADERS: Array ( [x-https] => 1 [content-length] => 2291 [content-type] => application/json [traceparent] => 00-5914688b35f703872c099b0525efdbea-f54799c2fc6919f8-00 [zumrails-signature] => J/2G/iUtV8XJ/a5EOOyxjc0KqHdnuapAQfvZXaFbuM4= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"Started","EventGeneratedAt":"2026-07-01T08:46:23.382212Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-07-01 08:47:02 HEADERS: Array ( [x-https] => 1 [content-length] => 2463 [content-type] => application/json [zumrails-signature] => T8xGh6cnqAnR8D/vn8V+BDhDfgaCr+7XVV6eXBY4568= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"InteracSent","EventGeneratedAt":"2026-07-01T08:47:02.698382Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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Process terminated ============================= TIME: 2026-07-01 08:47:02 HEADERS: Array ( [x-https] => 1 [content-length] => 2666 [content-type] => application/json [zumrails-signature] => fYRBb2vPBY0pcHDQP0B2J1R+uctUD2NjFQSvOPQa/aU= [host] => apitest.fintechwerx.com ) PAYLOAD: {"Type":"Transaction","Event":"InteracAcknowledgedDebit","EventGeneratedAt":"2026-07-01T08:47:02.777511Z","Data":{"TargetUser":null,"TargetWallet":null,"Customer":{"Enable3DSecureVisa":false,"ApiKeyVisa":null,"Enable3DSecureCreditCard":false,"ApiKeyCreditCard":null,"Id":"4be6cc2c-7b1f-4b18-9d65-3d5157eed105","CompanyName":"SmartWerx Solutions Inc. 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